How to Make Money on Webull (2025): Complete Guide

Can you really make money on Webull in 2025 without being a day trading pro? Yes — and many already are. Whether you’re casually investing $50 or actively trading options, Webull offers accessible tools to grow your money. With the right approach, some users have earned over $5,000 in referral rewards, options profits, and dividends alone.

In this guide, you’ll learn exactly how to make money on Webull — no fluff. From trading strategies to niche income methods, we’ll break down realistic earnings, success examples, and beginner-friendly steps.

Stick around, and you’ll walk away with an actionable roadmap to start profiting on Webull — even with limited time, funds, or experience.

Key Takeaways

• Multiple earning paths available: You can earn through trading, dividends, IPOs, and even by inviting friends.
• No commissions, more profit potential: Webull charges $0 in trading commissions, maximizing your returns.
• Start with as little as $5: Fractional shares and recurring investments make it ideal for beginners.
• Advanced tools, free to use: Enjoy Level 1 data, charting, and margin capabilities without upfront cost.
• International expansion means more access: Webull is now available in over 15 countries, including the UK and Australia.

How to Make Money on Webull?

Making money on Webull is very possible, but not “easy” in the sense of being guaranteed or passive. It’s a real trading platform, not a magic money app.

What makes it appealing is that it’s commission-free, has robust charting tools, and now supports fractional investing — so even total beginners can try stock market strategies with very little risk upfront.

You won’t get rich overnight, but you can make consistent gains through smart, intentional use of its trading tools, automation features, and educational resources.

Even referral bonuses can add up fast, especially during promotions that offer multiple free stocks worth up to $300.

What do you need to get started?

To start making money on Webull, you’ll need:

• A Webull account (U.S. residents must be 18+)
• At least $5 to begin investing in fractional shares
• A valid ID for account verification
• Optional: funds to enable margin trading, or options approval (based on experience)

Webull offers an intuitive app and desktop platform with free access to real-time data, charts, and paper trading for practice.

How much money you can make on Webull?

Your earnings depend entirely on your strategy. Passive investors might earn $50–$200/year from dividends on long-term ETFs. Active traders using options or swing strategies could earn $1,000+ monthly, though this involves more risk.

One verified Webull user on Reddit reported making $3,800 in one month via a mix of options trading and IPO flips. Another YouTuber shared screenshots showing $2,400 in referral bonuses from inviting friends during a 90-day promotion.

Others earn small, consistent income by dollar-cost averaging into dividend-paying stocks like SCHD or VYM.

17 Effective Strategies to Make Money on Webull

Whether you’re a first-time investor or seasoned trader, here are seventeen proven ways to make money on Webull—spanning stocks, ETFs, options, IPOs, referrals, and cash management—to grow returns and build steady, diversified income.

1. Trade Stocks and ETFs

Trading stocks and ETFs is the most common way to make money on Webull. Since Webull charges zero commissions, every dollar you earn stays in your account, which is great for small and large investors alike.

As a beginner, you can start with just $5 to buy fractional shares of big companies like Apple or Tesla. Over time, the goal is simple: buy low and sell high. You can hold long-term or sell after short-term gains.

ETFs (Exchange-Traded Funds) are an excellent choice for passive investors. They track entire markets like the S&P 500, so your risk is spread across many companies instead of just one.

How to Trade Stocks and ETFs on Webull?

• Open and verify your Webull brokerage account.
• Deposit funds, starting with as little as $5.
• Search for a stock or ETF you want to invest in.
• Analyze charts and news using Webull’s built-in tools.
• Place a buy order (market or limit order).
• Hold until your target price or strategy conditions are met.
• Sell to lock in profits or re-invest in new stocks.

Quick tip: Start with low-risk ETFs like VOO or SPY to learn the basics without high volatility.

2. Options Trading

Options trading is a higher-risk, higher-reward method on Webull. It allows you to control shares of stock for less money upfront, giving you leverage to potentially earn faster returns.

Options come in two types: calls (betting the price goes up) and puts (betting the price goes down). Experienced traders use them for short-term profits or hedging their stock investments.

Because Webull charges zero commissions on options, every gain is fully yours—just remember that risk management is crucial here.

How to Trade Options on Webull?

• Enable options trading in your account settings and complete approval questions.
• Research stocks with high trading volume and volatility.
• Choose an options strategy (buy call, buy put, spreads, etc.).
• Analyze expiration dates and strike prices carefully.
• Place your trade using Webull’s options chain.
• Monitor market movement and manage your exit plan.
• Close the contract when profitable or to cut losses.

Quick tip: Stick to buying single calls or puts first until you’re comfortable with options risk.

3. Dividend Investing

Dividend investing is one of the most passive ways to make money on Webull. You buy shares of companies or ETFs that pay quarterly dividends, which are cash payments to shareholders.

Many investors reinvest their dividends automatically (DRIP), allowing compound growth over time. Webull supports automatic dividend reinvestment, making this a “set and forget” income stream.

This method is great for long-term growth and building an income portfolio you can eventually live on.

How to Start Dividend Investing?

• Search for dividend-paying stocks or ETFs in Webull’s screener.
• Check dividend yield and history to confirm stability.
• Buy shares using market or limit orders.
• Enable DRIP (Dividend Reinvestment Program) in your account.
• Hold long-term and watch dividends compound over months or years.

Quick tip: Start with reliable ETFs like VYM or SCHD for diversified dividend income.

4. Referral Bonuses and Promotions

Webull regularly runs referral programs that reward you with free stocks. Each friend who signs up and deposits can earn you shares worth anywhere from $5 to $300.

This is one of the easiest ways to make quick cash on Webull because you don’t need to trade. During major promotions, multiple referrals can generate hundreds of dollars in bonus stocks.

How to Earn Referral Bonuses on Webull?

• Go to the “Free Stocks” page in your Webull app.
• Copy your referral link or share via text/email/social media.
• Invite friends or family to open and fund an account.
• Track referral status in the app to see pending bonuses.
• Claim your free stocks when the deposit requirement is met.
• Sell or hold your free shares for future gains.

Quick tip: Promote referrals on social media or finance groups for higher bonus potential.

5. Fractional Share Investing

Fractional share investing lets you buy a piece of a stock instead of the whole share. On Webull, you can start with just $5, which is perfect for expensive stocks like Google or Amazon.

This approach allows anyone to gradually build wealth, even if they can’t afford full shares. It’s also great for practicing diversification with limited funds.

How to Use Fractional Shares on Webull?

• Deposit at least $5 into your Webull account.
• Search for high-value stocks like AAPL, AMZN, or TSLA.
• Select “Fractional Shares” before placing an order.
• Enter the dollar amount you want to invest.
• Review and submit the order for processing.
• Track performance and reinvest small amounts regularly.

Quick tip: Use fractional investing to dollar-cost average into major stocks and ETFs over time.

6. IPO Investing

Webull gives users the chance to invest in IPOs (Initial Public Offerings) before they go live on the open market. If the stock rises after its IPO, you can profit early.

IPO investing is higher risk since not all new listings succeed. Still, it’s an exciting opportunity for users who want to try early-stage stock gains.

How to Participate in IPOs on Webull?

• Go to “IPO Center” in the Webull app.
• Browse upcoming offerings and read company details.
• Request shares by submitting an order before the IPO date.
• Check allocation to see if you were granted shares.
• Sell or hold after the stock begins trading publicly.

Quick tip: Focus on companies with strong fundamentals and demand before joining an IPO.

7. Margin Trading

Margin trading lets you borrow money from Webull to buy more stocks than your cash allows. This can multiply gains—but also losses.

Webull’s margin interest rates vary from 4% to 12%, and you need at least $2,000 in your account to trade on margin.

How to Trade on Margin on Webull?

• Enable margin in account settings once your account is funded.
• Check your buying power in the margin section.
• Choose stocks carefully, since losses can exceed deposits.
• Place trades using margin leverage.
• Monitor positions closely and maintain required equity to avoid margin calls.

Quick tip: Only use margin for short-term trades where you have high confidence in the outcome.

8. Crypto Trading

Webull supports cryptocurrency trading, letting you buy and sell Bitcoin, Ethereum, and other coins without a separate exchange.

Crypto is highly volatile, so earnings potential is high—but so is the risk. It’s best to start small until you understand market trends.

How to Trade Crypto on Webull?

• Enable crypto trading in your Webull account settings.
• Deposit funds to use for crypto purchases.
• Choose a coin like BTC, ETH, or DOGE.
• Analyze trends and confirm your trade size.
• Buy or sell based on market movement.
• Withdraw profits or reinvest in other coins.

Quick tip: Avoid trading your full portfolio in crypto; start with 5–10% allocation.

9. Swing Trading

Swing trading involves holding stocks for several days or weeks to profit from short-term market swings. Webull’s charts and screeners make it ideal for this strategy.

You can identify stocks with momentum, buy low, and sell on price spikes. This method is riskier than long-term investing but safer than day trading.

How to Swing Trade on Webull?

• Use Webull’s stock screener to find trending stocks.
• Analyze price charts with indicators like RSI or MACD.
• Plan entry and exit points before placing a trade.
• Buy shares and hold for several days or weeks.
• Sell on your target price or if trends reverse.

Quick tip: Limit swing trades to 2–3 positions to monitor them effectively.

10. Paper Trading

While paper trading doesn’t earn direct cash, it helps you practice without losing real money. This can indirectly help you make more money on Webull later.

Webull gives you a $1,000,000 virtual account to test strategies safely.

How to Use Paper Trading on Webull?

• Switch to “Paper Trading” in the app.
• Select a strategy (stocks, options, or ETFs).
• Place trades using virtual funds.
• Analyze results and refine your approach.
• Transition to real trading when confident.

Quick tip: Track your paper trades in a journal to learn what works best for you.

11. Paper Trading Competitions

Webull occasionally hosts paper trading competitions with real cash prizes for top performers. These events are free to join and use virtual money, so there’s no financial risk. Traders compete to grow their simulated portfolio the most during the competition period.

If you’re skilled at trading strategies but not ready to risk real funds, this is an excellent way to win money while practicing. Competitions are often seasonal or tied to promotions and have prize pools ranging from $500 to $10,000.

Quick tip: Follow Webull’s official emails and app banners to catch upcoming competition announcements and entry details.

12. Webull Cash Management

Webull now pays interest on uninvested cash through its Cash Management program. Users can earn up to 5% APY on idle funds, depending on the account tier and whether they opt-in.

While this won’t make you rich, it’s a smart way to earn passive income on cash that would otherwise sit idle. It’s especially helpful between trades or during market downturns when you’re holding cash.

Quick tip: Turn on “Cash Sweep” in your settings to ensure idle funds automatically earn interest.

13. Stock Lending Income Program

With Webull’s Stock Lending Income Program (SLIP), you can loan your owned stocks to other traders (usually short sellers) and earn a small interest return. Webull shares a portion of the lending revenue with you.

It’s a passive method that doesn’t require any effort after you enable it, and your stock ownership doesn’t change — just the temporary lending rights.

While returns are small (~1–5% annually), they add up over time, especially with larger portfolios.

Quick tip: SLIP works best with popular, high-volume stocks that are in demand for short selling.

14. Dollar-Cost Averaging (DCA)

Dollar-cost averaging is a strategy where you invest the same amount on a regular schedule, regardless of market conditions. This smooths out volatility and helps avoid poor timing.

Webull lets you set up recurring investments into stocks or ETFs starting at $5. It’s a great method for beginners who want to build long-term wealth without trying to “time the market.”

Quick tip: Choose low-fee ETFs and schedule investments weekly or biweekly to stay consistent and grow steadily.

15. Short-Term Day Trading

If you’re under the Pattern Day Trader (PDT) threshold, you can still make money with 2–3 short-term day trades per week. These involve buying and selling stocks within the same trading day to capture small price movements.

Day trading requires fast decisions, solid chart reading, and risk tolerance. Webull’s real-time data, customizable watchlists, and advanced charts make it one of the better platforms for beginners looking to try this style.

Quick tip: Use stop-loss orders to protect your capital from sudden market reversals.

16. Trading Futures

Webull introduced futures trading in 2024 for select U.S. users. This high-leverage, high-risk method allows you to trade contracts on indexes or commodities with a fraction of the capital.

Since futures are complex and move quickly, they’re not ideal for beginners—but for experienced traders, they offer significant income potential.

Quick tip: Futures are volatile—practice with paper trading first before using real funds on live contracts.

17. Leveraging Analyst Ratings and News

Webull provides free analyst ratings, price targets, and financial news on every stock page. Traders can use this info to make smarter buy/sell decisions.

Following consensus upgrades or downgrades can sometimes give early signals on momentum shifts. While this isn’t a guaranteed money-maker, it can improve your success rate with trades.

Quick tip: Look for stocks with recent upgrades and strong earnings growth before entering a new position.

Step by Step Guide to Make Money on Webull

Getting started with Webull can feel intimidating if you’re new to trading or investing. This step‑by‑step guide will walk you from creating your account to building a strategy that actually generates profit. Whether you prefer passive investing, active trading, or referral rewards, these steps give you a clear path to start earning.

Step 1. Create and Verify Your Webull Account

Start by downloading the Webull app or visiting their website. Open an account using your email or phone, then submit your photo ID for verification. This step is required for all regulated brokers. Approval typically takes a few hours to a day.

Step 2. Deposit Your First Funds

Once approved, link your bank account and deposit at least $5. This small deposit also qualifies you for Webull’s new‑user free stock promotions. Fund transfers usually clear in 1–3 business days, and you can start trading as soon as the balance posts.

Step 3. Learn the Platform with Paper Trading

Before risking real money, explore Webull’s paper trading account, which gives you $1,000,000 in virtual funds. Practice buying and selling stocks, ETFs, or even options to understand how the market moves. This step can prevent costly beginner mistakes.

Step 4. Choose Your Money-Making Strategy

Decide how you want to make money on Webull—long‑term dividend investing, swing trading, options, or referrals. Beginners often start with ETFs or fractional shares for stability before exploring higher‑risk methods like options or IPO investing.

Step 5. Research and Place Your First Trade

Use Webull’s stock screener, charts, and news feed to find a stock or ETF you believe in. Analyze trends and set realistic entry/exit goals. Then, place your first market or limit order. This is where your journey from paper to real profits begins.

Step 6. Reinvest and Scale Up

As you earn dividends, referral rewards, or trade profits, reinvest them to grow your portfolio faster. Take advantage of Webull’s DRIP (Dividend Reinvestment Program) and fractional investing to compound gains over time.

Step 7. Monitor, Adjust, and Diversify

Check your portfolio regularly and adjust based on market conditions. Avoid over‑concentration in one stock or method. Diversifying between stocks, ETFs, and possibly crypto can help reduce risk while improving your chance of steady growth.

Tips to Increase Revenue on Webull

Boosting your Webull earnings often comes down to combining smart strategies with patience. The first tip is diversification: avoid putting all your money into one stock or crypto. Balancing ETFs, dividend stocks, and a few growth opportunities spreads risk and stabilizes your income.

Second, leverage promotions and referrals. Webull regularly offers free stock rewards for new deposits or friend sign‑ups, which can quickly add hundreds of dollars to your portfolio.

Third, study market trends using Webull’s built‑in technical analysis tools. Even basic understanding of charts and moving averages can help you enter and exit trades more profitably.

Lastly, reinvest dividends using the DRIP feature. Compounding over months or years dramatically accelerates your portfolio’s growth without additional deposits.

Best AI Tools for Making Money on Webull

AI tools can help you analyze market trends faster and make better trading decisions on Webull. Platforms like TradingView, TrendSpider, and Tickeron offer advanced algorithmic predictions, alert setups, and backtesting to improve timing on your trades.

Webull also has its own AI-powered insights, including analyst ratings and real‑time sentiment tools. Pairing these with third‑party AI apps lets you spot opportunities earlier and manage risk effectively.

Beginners benefit from automated alerts for price spikes or unusual volume. This reduces emotional trading and keeps you focused on data‑driven moves.

For passive strategies, AI screeners can help you filter high‑yield dividend stocks and stable ETFs. This complements long‑term investing and makes portfolio management easier.

Best Affiliate Platforms for Webull Users

Affiliate programs can be a powerful way to earn extra income while using Webull. While Webull itself offers a referral bonus, other affiliate networks help you promote finance content for commissions.

Popular platforms include Impact, CJ Affiliate, and ShareASale, which feature fintech and investing brands with payouts from $10 to $200 per referral. Combining these with your Webull referral link can multiply earnings.

If you run a finance blog or social media account, you can post market insights, tutorials, or your trading journey. Linking both Webull referrals and affiliate offers creates a passive income stream.

To maximize results, choose affiliate products your audience trusts—like trading education courses, stock analysis tools, or robo‑advisors.

Best Marketing Tools for Monetizing Webull Strategies

Promoting your Webull strategies or referral links effectively can significantly increase income. Social media schedulers like Buffer or Hootsuite allow you to post market updates and referral links consistently.

Email marketing platforms like ConvertKit or Mailchimp help build an audience interested in your trading tips. A weekly newsletter sharing your portfolio moves can drive sign‑ups to Webull via referral bonuses.

Content creation tools such as Canva or Descript are also useful for making professional stock charts, tutorial graphics, or even video guides. Visual content builds trust and encourages people to join your investing journey.

Using marketing tools turns casual sharing into a systematic income engine, especially if combined with affiliate networks and Webull promotions.

Conclusion

Making money on Webull in 2025 is more achievable than ever thanks to zero commissions, referral bonuses, and diverse investing tools. By combining smart trading strategies with long‑term investing, you can realistically generate hundreds to thousands of dollars annually.

Whether you start with dividend stocks, fractional shares, or options, success comes from research, diversification, and consistent reinvestment. Follow the step‑by‑step approach in this guide, leverage the tools provided, and you’ll be well on your way to growing a profitable portfolio.

Frequently Asked Questions (FAQs)